Guide to investing

finance

Finances at home

Haz click aquí para leer en Español


Disclaimer: This is not a “money guru” guide

Let’s do finance! This post is a bit more personal. However, it is very valid for anyone that is looking for new investment ideas, there is a rollercoaster of investment opportunities out there (saving accounts, stocks market, bonds, ETF, Index Funds, budgeting, P2P, crowdlending, sports betting and many more). You can start with an ETF or an index fund, which for me are the easiest way to start investing in the stock market. But what about the other alternatives? Let’s find out!

There are many alternatives when it comes to investment, but please be cautious where you put your money and always check if the online banks (Revolut, N26, etc), peer to peer lending (P2P such as Viventor, Crowdestor, Robocash) and others are backed up by a regulator or at least make sure they are a trusted company.

Note: All UK-regulated current or savings accounts and cash ISAs in banks, building societies, and credit unions are covered by the Financial Services Compensation Scheme (FSCS).

Do not always think about how rich you are or how richer you can get. You are more than fine! Check the calculator and compare yourself with the rest of the world. Trust me, we are more than fine.

People lose because they don’t have the patience to learn

Jose Antonio Madrigal

I will brief you on some of my investments done until now and how I will see them in the future.

Portfolio: Investment made by percentage. As you can see, Revolut Trading and Darwinex have the biggest chunk of the portfolio

Portfolio Size

The Return Of Investment (100% mean I am even, which I am currently not)

ROI

ROI (Return Of Investment) per product in which Revolut stocks are working their way up

ROI per product

Is it safe to invest?

Not at all, if you read and study you will discover a whole new world.

Should I start investing if I know nothing?

Yes, John Snow you can! However, it is not advisable to do so.

I feel quite confident with the path I am taking and for sure I have a lot more to learn.

Next steps:
  • Rebalancing my portfolio to have a bit less risk when it comes to p2p, crowdfunding, peer to peer lending or however you want to call it. However, my investments here have been positive
  • Stocks, ETFs to have another size in the portfolio
  • Integrating more dividend stocks to the portfolio. (I decided to write this post when earlier today I got my “biggest” dividend until now)
  • Looking forward to open an account with Interactive Brokers (IB)

For my following entries, I will share with you my stocks, dividends, why you should try companies which are aristocrat dividend stocks, and much more. Stay tuned and follow the blog!

If you have time, check my other posts and let me know if you have done something similar.


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